Тема: Morgan StanleyVoice - Capital Creates Change

In addition, P2P lending to small businesses would grow to $11.4 billion over the same period, Morgan Stanley said, at rates of growth faster than consumer.

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In addition, P2P lending to small businesses would grow to $11.4 billion over the same period, Morgan Stanley said, at rates of growth faster than consumer.

3

Weed is getting legalized all over, I have a great business plan to capitalize on this.

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''''''''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''''''''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.

We use cookies and browser capability checks to help us deliver our online services, including to learn if you enabled Flash for video or ad blocking. By using our website or by closing this message box, you agree to our use of browser capability checks, and to our use of cookies as described in our Cookie Policy.

Many small-business owners are on board with the idea of providing a retirement plan to their employees. They can see the recruitment and retention perks as well as the potential tax benefits that retirement savings plans bring to both employees and their business.

According to a 2016 survey   conducted by the Pew Charitable Trust, small-business owners cited the cost of setting up a retirement plan and a lack of resources to administer a plan as the top two reasons for not having one. According to the Bureau of Labor Statistics , approximately 45% of companies with fewer than 100 employees provide retirement plans, compared to 90% of businesses with more than 100 employees.

5

It"s the Avatar effect, people in the movie business think they can plan five sequels before anybody"s seen their lame first installment.

Libs believe in receiving rather than giving.

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.

We use cookies and browser capability checks to help us deliver our online services, including to learn if you enabled Flash for video or ad blocking. By using our website or by closing this message box, you agree to our use of browser capability checks, and to our use of cookies as described in our Cookie Policy .

8

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''''''''''''''''''''''''''''''''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''''''''''''''''''''''''''''''''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.

We use cookies and browser capability checks to help us deliver our online services, including to learn if you enabled Flash for video or ad blocking. By using our website or by closing this message box, you agree to our use of browser capability checks, and to our use of cookies as described in our Cookie Policy.

Many small-business owners are on board with the idea of providing a retirement plan to their employees. They can see the recruitment and retention perks as well as the potential tax benefits that retirement savings plans bring to both employees and their business.

According to a 2016 survey   conducted by the Pew Charitable Trust, small-business owners cited the cost of setting up a retirement plan and a lack of resources to administer a plan as the top two reasons for not having one. According to the Bureau of Labor Statistics , approximately 45% of companies with fewer than 100 employees provide retirement plans, compared to 90% of businesses with more than 100 employees.

Some are geniuses (like Heath Windcliff). Some are superstar macro investors (like Mark van de Zwan). And some are long-time veterans of the bank (like MaryBeth Cagney).

Tevfik Aksoy - was an executive director. Chief Economist for Turkey, the Middle East and North Africa. Has an MA and PhD in Economics from the University of Delaware. Joined Morgan Stanley from Deutsche Bank in ''04

Sean has been helping people plan for and enjoy financially secure futures for over 20 years. His early career had him working with high net-worth individuals in Boulder, Colorado. He developed dynamic plans using investments and debt strategies to grow and protect their wealth. Sean left the mountains of Colorado for his native Florida in 2000 and joined Merrill Lynch in Tampa. Sean and his team continued to focus on helping his clients develop comprehensive retirement income solutions when he moved to Morgan Stanley in 2011.

Matt has been affiliated with the team since 2014 and holds a Series 7. During his time with The Walters Group he successfully earned his Master’s in Finance degree from the University of Tampa, Sykes School of Business. Matt is passionate about helping his clients live an active retirement without the burden of financial stress. To achieve this he focuses on developing comprehensive financial plans aimed at fulfilling these goals.

9

In analysis, you need a plan to measure success or failure. The plan should be in line with your objectives.

10

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.

We use cookies and browser capability checks to help us deliver our online services, including to learn if you enabled Flash for video or ad blocking. By using our website or by closing this message box, you agree to our use of browser capability checks, and to our use of cookies as described in our Cookie Policy.

Many small-business owners are on board with the idea of providing a retirement plan to their employees. They can see the recruitment and retention perks as well as the potential tax benefits that retirement savings plans bring to both employees and their business.

According to a 2016 survey   conducted by the Pew Charitable Trust, small-business owners cited the cost of setting up a retirement plan and a lack of resources to administer a plan as the top two reasons for not having one. According to the Bureau of Labor Statistics , approximately 45% of companies with fewer than 100 employees provide retirement plans, compared to 90% of businesses with more than 100 employees.

Some are geniuses (like Heath Windcliff). Some are superstar macro investors (like Mark van de Zwan). And some are long-time veterans of the bank (like MaryBeth Cagney).

Tevfik Aksoy - was an executive director. Chief Economist for Turkey, the Middle East and North Africa. Has an MA and PhD in Economics from the University of Delaware. Joined Morgan Stanley from Deutsche Bank in ''''04

Sean has been helping people plan for and enjoy financially secure futures for over 20 years. His early career had him working with high net-worth individuals in Boulder, Colorado. He developed dynamic plans using investments and debt strategies to grow and protect their wealth. Sean left the mountains of Colorado for his native Florida in 2000 and joined Merrill Lynch in Tampa. Sean and his team continued to focus on helping his clients develop comprehensive retirement income solutions when he moved to Morgan Stanley in 2011.

Matt has been affiliated with the team since 2014 and holds a Series 7. During his time with The Walters Group he successfully earned his Master’s in Finance degree from the University of Tampa, Sykes School of Business. Matt is passionate about helping his clients live an active retirement without the burden of financial stress. To achieve this he focuses on developing comprehensive financial plans aimed at fulfilling these goals.

they do it through subsidiaries and employee deposits

Renewed my Site Plan. I would like to be able to get a Business Plan where it could hold -ALL- my Comics. Like an Archive of my Worlds.

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.

We use cookies and browser capability checks to help us deliver our online services, including to learn if you enabled Flash for video or ad blocking. By using our website or by closing this message box, you agree to our use of browser capability checks, and to our use of cookies as described in our Cookie Policy.

Many small-business owners are on board with the idea of providing a retirement plan to their employees. They can see the recruitment and retention perks as well as the potential tax benefits that retirement savings plans bring to both employees and their business.

According to a 2016 survey   conducted by the Pew Charitable Trust, small-business owners cited the cost of setting up a retirement plan and a lack of resources to administer a plan as the top two reasons for not having one. According to the Bureau of Labor Statistics , approximately 45% of companies with fewer than 100 employees provide retirement plans, compared to 90% of businesses with more than 100 employees.

Some are geniuses (like Heath Windcliff). Some are superstar macro investors (like Mark van de Zwan). And some are long-time veterans of the bank (like MaryBeth Cagney).

Tevfik Aksoy - was an executive director. Chief Economist for Turkey, the Middle East and North Africa. Has an MA and PhD in Economics from the University of Delaware. Joined Morgan Stanley from Deutsche Bank in ''''''''''''''''04

Sean has been helping people plan for and enjoy financially secure futures for over 20 years. His early career had him working with high net-worth individuals in Boulder, Colorado. He developed dynamic plans using investments and debt strategies to grow and protect their wealth. Sean left the mountains of Colorado for his native Florida in 2000 and joined Merrill Lynch in Tampa. Sean and his team continued to focus on helping his clients develop comprehensive retirement income solutions when he moved to Morgan Stanley in 2011.

Matt has been affiliated with the team since 2014 and holds a Series 7. During his time with The Walters Group he successfully earned his Master’s in Finance degree from the University of Tampa, Sykes School of Business. Matt is passionate about helping his clients live an active retirement without the burden of financial stress. To achieve this he focuses on developing comprehensive financial plans aimed at fulfilling these goals.

Storyful, a division of News Corp, which owns MarketWatch, is a leading social media services company headquartered in Dublin, Ireland. Storyful combines world class journalism with industry-leading technology to discover, verify and acquire original content and provide the on-the-ground sources news and media organizations need to tell the stories that matter to their audience.

The value of loans made through peer-to-peer lending platforms in Australia will surge to $22 billion in the next five years, investment bank Morgan Stanley predicts - crimping the profits of the big banks and forcing them to speed up investment in new technology. 

By 2020, P2P lending to Australian consumers will soar to $10.4 billion and comprise 6 per cent of total consumer lending in Australia, suggesting the investment in Australian market P2P leader SocietyOne by media moguls James Packer and Ryan Stokes in December was well-timed.

14

In addition, P2P lending to small businesses would grow to $11.4 billion over the same period, Morgan Stanley said, at rates of growth faster than consumer.

15

Very easy,why you ask? Because business school teaches you nothing about investment banking!!!!!!!.If you really want to learn,and this is soooooo True,become a bank teller,and pay attention to what they can teach you!!!!!!!!!.there are hundreds of former tellers who have become multi millionaires by just watching and listening.. Because no one is a investment banker to help others!!!!!!,it is and always will be about legally hustling...

16

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.

We use cookies and browser capability checks to help us deliver our online services, including to learn if you enabled Flash for video or ad blocking. By using our website or by closing this message box, you agree to our use of browser capability checks, and to our use of cookies as described in our Cookie Policy.

Many small-business owners are on board with the idea of providing a retirement plan to their employees. They can see the recruitment and retention perks as well as the potential tax benefits that retirement savings plans bring to both employees and their business.

According to a 2016 survey   conducted by the Pew Charitable Trust, small-business owners cited the cost of setting up a retirement plan and a lack of resources to administer a plan as the top two reasons for not having one. According to the Bureau of Labor Statistics , approximately 45% of companies with fewer than 100 employees provide retirement plans, compared to 90% of businesses with more than 100 employees.

Some are geniuses (like Heath Windcliff). Some are superstar macro investors (like Mark van de Zwan). And some are long-time veterans of the bank (like MaryBeth Cagney).

Tevfik Aksoy - was an executive director. Chief Economist for Turkey, the Middle East and North Africa. Has an MA and PhD in Economics from the University of Delaware. Joined Morgan Stanley from Deutsche Bank in ''''''''04

Sean has been helping people plan for and enjoy financially secure futures for over 20 years. His early career had him working with high net-worth individuals in Boulder, Colorado. He developed dynamic plans using investments and debt strategies to grow and protect their wealth. Sean left the mountains of Colorado for his native Florida in 2000 and joined Merrill Lynch in Tampa. Sean and his team continued to focus on helping his clients develop comprehensive retirement income solutions when he moved to Morgan Stanley in 2011.

Matt has been affiliated with the team since 2014 and holds a Series 7. During his time with The Walters Group he successfully earned his Master’s in Finance degree from the University of Tampa, Sykes School of Business. Matt is passionate about helping his clients live an active retirement without the burden of financial stress. To achieve this he focuses on developing comprehensive financial plans aimed at fulfilling these goals.

Storyful, a division of News Corp, which owns MarketWatch, is a leading social media services company headquartered in Dublin, Ireland. Storyful combines world class journalism with industry-leading technology to discover, verify and acquire original content and provide the on-the-ground sources news and media organizations need to tell the stories that matter to their audience.

17

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You're a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank's wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

19

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''''''''''''''''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''''''''''''''''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.

We use cookies and browser capability checks to help us deliver our online services, including to learn if you enabled Flash for video or ad blocking. By using our website or by closing this message box, you agree to our use of browser capability checks, and to our use of cookies as described in our Cookie Policy.

Many small-business owners are on board with the idea of providing a retirement plan to their employees. They can see the recruitment and retention perks as well as the potential tax benefits that retirement savings plans bring to both employees and their business.

According to a 2016 survey   conducted by the Pew Charitable Trust, small-business owners cited the cost of setting up a retirement plan and a lack of resources to administer a plan as the top two reasons for not having one. According to the Bureau of Labor Statistics , approximately 45% of companies with fewer than 100 employees provide retirement plans, compared to 90% of businesses with more than 100 employees.

Some are geniuses (like Heath Windcliff). Some are superstar macro investors (like Mark van de Zwan). And some are long-time veterans of the bank (like MaryBeth Cagney).

Tevfik Aksoy - was an executive director. Chief Economist for Turkey, the Middle East and North Africa. Has an MA and PhD in Economics from the University of Delaware. Joined Morgan Stanley from Deutsche Bank in '04

A. Morgan Stanley Global Stock Plan Services offers:

  • Simplified activation and certification
  • RSU share deposits within 2 days of vesting
  • Regional service centers offering direct language toll-free support
  • Access to Financial Advisors*

* Financial Advisor assistance is available according to country and local jurisdiction regulations. Not all wealth management services are available in all locations. To speak with a Financial Advisor for more information, please email Morgan Stanley at [email protected]

You''re a wealthy individual, and you have a day of back-to-back meetings. Then, something happens to roil the markets. It could be a surprise election result, a geopolitical event somewhere on the other side of the world, or a bombshell news report. You want to know what it means for you and, in particular, for your investments.

The US bank''s wealth-management business is partnering with Twilio to enable financial advisers to text their clients, in a compliant manner, in a bid to increase engagement with existing clients. The plan is for a machine-learning engine to eventually suggest text messages to financial advisers, allowing them to tailor, approve, or reject the suggested communication. There will be enhanced social-media support and video-chat in the coming months, too.

A Restricted Stock Unit (“RSU”) is a right to receive a share of Amazon.com common stock after you’ve worked for the Company for a certain amount of time and met other conditions. You don’t have to enroll in the program to participate, but you must register with our stock plan service provider, Morgan Stanley Smith Barney LLC (“Morgan Stanley”) and complete a tax certification.

To access your Amazon stock award, please register with Morgan Stanley and complete the necessary tax form (W-8BEN or W-9) before your first RSU vesting date. For help with this process, you can view the Registration and Tax Certification Guide.